- Attractive/ High Risk Items
- All Risk Insurance
- Aviation Insurance
- Bonds
- Burglary Insurance
- Computer (Electronics) Policy
- Contractors' All Risks Policy
- Erection All Risks (EAR)
- Fidelity guarantee
- Fire & Special Peril
- Goods-in-transit policy
- Group Life Assurance
- Householders' Comprehensive Insurance
- Machinery Breakdown
- Marine Hull Insurance
- Marine Cargo
- Motor Insurance
- Money Insurance
- Professional Indemnity Insurance
- Plant All risks
- Personal accident
- Public/ General Third Party Liability
- Workmen's Compensation
- Zenith Life Assurance
Householders' Comprehensive Insurance
This policy could be effected by the owner of a building or tenant (s) therein. This is designed to cover both building & the contents of private dwellings against risk of Fire & Special Perils, Burglary & Housebreaking or attempt thereat, Public Liability & Personal Accident.
For a Homeowner – this insurance cover is designed to cover both building & the contents of private dwellings.
For a Tenant - this insurance cover is designed to cover only the contents of private dwellings.
Contents may Include: - furniture, household utensils, kitchen electrical goods, personal effects and valuables.
Risks Insured against include:-
- Fire & Special Perils (Earthquake, Storm (other than gates and fences), Subsidence, Burst pipes, Impact from vehicles, falling trees, animals, aircraft, aerials and masts, Earthquake, Smoke, Oil or water leakage),
- Theft, Burglary & Housebreaking or attempt thereat,
- Public Liability &
- Personal Accident
- Vandalism/malicious damage
- Lightning
An accurate inventory of contents of private dwellings with proof of ownership should be made at inception of the Policy so that at the time of a loss claim settlement will be easier and faster.